Insurance risk study: Global market opportunities - riding the innovation wave

Insurance is a product for an imperfect world. Ask customers what the perfect insurance product would look like, and you will likely be told they want no accidents—that perfect risk avoidance is preferable to post-event indemnification. Fortunately, perhaps, for those of us employed in the business of risk and insurance, we do not live in a perfect world—far from it. The imperfections of the world today seem to be cast in increasingly stark relief.

This report studies the current risk environment as well as the ability and willingness of insurers and capital providers to address the risks we face today. This edition pays greater attention to the forces of innovation and disruption that now confront the industry.