Property
168 whitepapers and resources
Property
Spotlight: Emerging risks in the property sector
The property sector faces long-established risks from storms and floods to subsidence and fires. However, new risks are constantly emerging and the insurance industry must ensure customers are aware and prepared to face them. This spotlight focuses on the emerging risks in the property sector.
View from the top: Aviva’s Jason Storah on flood-proofing the UK
Aviva’s mapping shows that nearly one in four homes in the UK is already at risk of flooding. There should be no excuse for adding to that by building tomorrow’s problems today. This article argues that stronger planning rules are required to guard against future floods.
Spotlight: Why we need risk management for everyone, not just the 2%
For over 200 years, the insurance industry has understood the benefits of risk management in reducing and controlling exposure. But in a world of evolving risks, the traditional way of making improvements through site surveys creates a fundamental problem, as RiskSTOP’s Nigel Raywood explains.
Is technology the solution to underinsurance?
This article explains why without technology insurers and brokers haven't got a hope in hell of knowing whether a property is underinsured.
Why asbestos should be in the conversations at renewal
Asbestos-related diseases still claim around 5,000 lives annually, and up to 1.5 million UK buildings may contain asbestos. This article highlights the increasing risk to the many contractors not exposed to the height of the asbestos crisis in the 1970s and 1980s.
Reflecting on the government’s foray into the professional indemnity insurance market for fire safety assessors
In the wake of the government’s short-lived intervention into the professional indemnity market for fire safety assessors, this article looks at how effective it was and whether problems persist today.
Could AI take the heat out of insurance in a changing climate?
In July 2023, the world experienced the warmest global temperature for 125,000 years. Climate change is happening, and it is already impacting all our lives. This article explores why better use of AI in the insurance industry will help it adapt to the challenges brought about by climate change.
How AI can mitigate increasing cost of extreme weather
Izik Lavy, CEO and co-founder of GeoX, discusses how insurers are using AI and aerial imagery to battle the extreme weather ushered in by the climate crisis.
Why cannabis farms are a growing problem for property insurers
This article explores why the illegal cultivation of cannabis is a growing problem for both residential and commercial landlords as well as the wider community.
Home truths
While a government consultation on the regulation of social housing is drawing to a close, cavity wall insulation claims have also hit the headlines as hundreds of homeowners may face legal bills because their cases were not properly insured. This blog outlines the implications for firms.