According to statistics from RoSPA, driver fatigue is likely to be a contributory factor in one in five road traffic accidents and up to a quarter of fatal and serious accidents. This article sheds light on the risks associated with driving when tired and employers’ responsibilities.
The role of a company director or owner can be a stressful one as they contend with the ever-present threat of a claim being brought against them as a result of their actions. This content sheds light on the new and emerging risks that are adding pressure to business decision makers.
GPs and medical professionals are exposed to very particular legal insurance risks that arise from the intensively pressured environment they work in. This article focuses on ARAG’s new products, including its individual Fitness to Practice policy which is available for distribution through brokers.
This broker guide looks at the current trends in employers' liability (EL) insurance. Topics covered include the battle to combat fraud, case law, a look at complementary cover, and the important role that can be played by record-keeping should a claim be made against an employer.
Failing to carry out both inspection and maintenance activities can lead to a catastrophic outcome for an organisation. This article focuses on why it’s crucial for employers to both maintain and inspect plant regularly, whilst ensuring robust risk management procedures are in place.
Workers employed in construction, firefighting, public safety and mining run a risk of suffering concussions and other traumatic brain injuries on the job. This article highlights the major causes of workplace brain injuries and how employers can manage traumatic brain injuries and concussions.
One occupational disease that is causing particular concern for the HSE is silicosis. In this blog, Andy Miller, technical risk control manager at Allianz explains why silicosis could result in claims if employers don't manage risks correctly and whether a tougher approach might be needed.
With new rules on the gender pay gap currently making the headlines, ensuring equality for employees and customers is a priority for many organisations. This article sheds light on the impact of the Equality Act 2010 and the importance of having sufficient professional indemnity and D&O cover.
Work-related stress can have significant consequences for businesses, with loss of productivity, increased absences and the threat of employers’ liability claims among the dangers. This article highlights key liability considerations relating to workplace stress and strategies to reduce the risks.
Employers’ liability insurance is compulsory for any business that employs staff. Great care should be taken when choosing limits of indemnity, especially following changes to personal injury law. This guide highlights six steps for helping customers determine an appropriate limit of indemnity.