This broker guide looks at the current trends in employers' liability (EL) insurance. Topics covered include the battle to combat fraud, case law, a look at complementary cover, and the important role that can be played by record-keeping should a claim be made against an employer.
Failing to carry out both inspection and maintenance activities can lead to a catastrophic outcome for an organisation. This article focuses on why it’s crucial for employers to both maintain and inspect plant regularly, whilst ensuring robust risk management procedures are in place.
Workers employed in construction, firefighting, public safety and mining run a risk of suffering concussions and other traumatic brain injuries on the job. This article highlights the major causes of workplace brain injuries and how employers can manage traumatic brain injuries and concussions.
One occupational disease that is causing particular concern for the HSE is silicosis. In this blog, Andy Miller, technical risk control manager at Allianz explains why silicosis could result in claims if employers don't manage risks correctly and whether a tougher approach might be needed.
With new rules on the gender pay gap currently making the headlines, ensuring equality for employees and customers is a priority for many organisations. This article sheds light on the impact of the Equality Act 2010 and the importance of having sufficient professional indemnity and D&O cover.
Work-related stress can have significant consequences for businesses, with loss of productivity, increased absences and the threat of employers’ liability claims among the dangers. This article highlights key liability considerations relating to workplace stress and strategies to reduce the risks.
Employers’ liability insurance is compulsory for any business that employs staff. Great care should be taken when choosing limits of indemnity, especially following changes to personal injury law. This guide highlights six steps for helping customers determine an appropriate limit of indemnity.
Directors’ and officers’ claims have increased four-fold in the past 10 years, yet many businesses still fail to understand its importance in today’s environment. This guide discusses the main aspects of D&O to help brokers in their discussions with customers.
With a spate of innovation in the directors’ & officers’ market, how is the cover staying relevant in a constantly changing world? This article sheds light on how insurers can meet the evolving needs of senior executives and address their top five concerns.
Developments in safety-related wearable technology in the workplace bring both benefits and risks. This article provides some top tips for employers and their insurers.