Underwriting
719 whitepapers and resources
Underwriting
Let's Talk: Science and art in underwriting
In this Q&A, Carla Greaves, chief underwriting officer, excess casualty at AXA XL discusses her career as an underwriter, the trends impacting excess casualty risks and future challenges for the excess casualty market.
Travel insurance: Transforming and challenging through digital technology
Technology is transforming the travel insurance sector for its most important stakeholders – insurers; consumers; tour operators; medical and emergency service providers. This article looks at the specific technologies behind this revolution and the benefits for both policyholders and insurers.
Special report: Motor insurance research 2019 - Expert view
With ADAS on the rise, insurers need to better understand these technologies, including their impact on safety and claims, to derive the greatest benefits from them. National Windscreens managing director Jan Teo highlights how education can play a greater role in achieving this.
Are new data sources *sparking joy* for underwriting and claims?
Is new data positively impacting insurers and sparking joy? Or are these just more data points destined to be thrown out in the end? This article looks at the impact of new data sources and the implications for claims and underwriting.
Understanding the supply chain of a decision: How insurance contributes towards financial inclusion and affordability
In this paper, we explore the role insurance has to play in financial inclusion, the importance of affordability checks to inform decisions and the new guidance provided by the FCA in regard to assessing creditworthiness in insurance.
Promoting financial security and resilience in a fragile land
This article looks at the development of a novel parametric insurance programme for smallholder farmers in Nicaragua which helps protect over 6,000 coffee and grain farmers, and how the programme minimises basis risk in the country.
Why are insurers ignoring data for escape of water claims?
According to the property insurance research compiled by Post and Verisk, three out of four insurers in the UK have seen increases in the frequency and cost of escape of water claims in the past two years. This short article outlines the factors behind the rising tide in escape of water claims.
Aviva Mid-Market: Our proposition
Aviva Mid-Market is designed to meet the needs of UK-domiciled businesses with annual turnovers between £5m–£100m, GWP spend over £15,000, or with complex insurance needs. Designed for brokers, this guide provides information on Aviva’s Mid-Market proposition.
Property insurance: Ordering data in
Property insurers continue to hang their success on the quality and use of data. In this article, Edward Murray looks at the benefits of using external data providers and why some peril risks have proven more popular in terms of being profiled at a more granular level than others.
Transforming property inspections for a leading P&C insurer
The property and casualty insurance industry is ripe for digital interventions across the entire lifecycle - sometimes in unexpected areas. This case study focuses on how a leading U.S. P&C insurer collaborated with EXL to transform its antiquated inspection process.