Health Insurance and Protection
39 whitepapers and resources
Health Insurance and Protection
The role of fitness in preventative healthcare
NHS strain is driving private care demand, now £6.7B. With workplace PMI usage at a 30-year high, this article explores how insurers can lead a shift to prevention and empowerment, cutting claims by 33% and unlocking £320B in GDP.
The agile insurer: Why adaptability is the key to future-proofing life insurance
The life insurance landscape is evolving, and insurers must embrace agility, configurability, and automation to stay competitive. This whitepaper explores how life insurers can future-proof their operations by investing in innovative solutions today.
Transforming private healthcare insurance from repair to prevention
Eight million Brits can now access private healthcare via insurance, but rising medical costs and claims are pushing premiums up. This article highlights how health insurers can leverage value-added extras such as subsidised fitness memberships to drive engagement and better healthcare outcomes.
Income protection insurance: The new cost of living cover?
Income protection insurance plays a critical role in in providing financial support when individuals are unable to work due to illness or injury. This blog sheds light on the increasing demand for income protection cover and how insurers can capitalise on this growing market.
The cost of birth trauma
According to the most recent annual report from NHS Resolution, total clinical negligence payments relating to maternity failings amounted to £2.8 billion. This blog focuses on the cost of birth trauma and why improvements in maternity care are desperately needed.
The genie in the bottle: improving outcomes in income protection claims
At a recent Insurance Post roundtable in association with EvolutionIQ, specialists explored the challenges and opportunities for income protection insurers in supporting the ‘back to work’ mission. This article provides a summary of the discussion and key areas covered.
Clinical negligence fixed costs & disbursements
How and when will the regime for fixed costs in clinical negligence claims with a settlement value of less than £25,000 be implemented? This article highlights the key takeaways following the Department of Health’s response to proposals for disbursement recovery in claims brought under the LDFRC.
Brits found to be the most likely nation to insure their pets' lives and least likely to insure their own
The UK leads in pet insurance, with Brits more likely to insure pets than those in Europe or the US. However, only 31% have life insurance, below the global average of 43%. This article examines the statistics and what it means for the pet insurance industry as premiums rise.
How big data and AI could slash insurance costs
This article explains how by harnessing the power of big data and AI, insurers can encourage healthier habits to reduce claims and cut costs.
Ensuring chronic pain doesn’t debilitate insurers
The measurement of pain in any personal injury claim is often difficult given its subjective nature, but a particular challenge arises in claims involving chronic pain conditions. This article highlights why chronic pain claims remain challenging for insurers.