Liability
51 whitepapers and resources
Liability
Managing Silicosis risk
Exposure to silica or stone dust has long been recognised as a potentially fatal workplace hazard but worrying cases that have hit the headlines are increasing concern. This article looks at the implications for businesses working with such materials, and what resources may be available to help.
Addressing the fire risk of rooftop solar panels
After an increase in fires involving solar photovoltaic systems, largely in residential installations, this article examines how insurers can manage the risks associated with roof-mounted systems.
Fixed recoverable costs in low value clinical negligence claims
Pursuant to Sir Rupert Jackson’s proposals from 2017, the civil litigation landscape has recently faced imminent change vis-à-vis fixed recoverable costs, namely, the amount of legal costs that a winning party can recover from a losing party. This article sheds light on the latest developments.
Better births
Reports from the first national inquiry into traumatic births revealed testimony from mothers that was harrowing and often shocking, but probably unsurprising for anyone with experience of clinical negligence cases. This article considers what the next government might do with the report.
Insuring the new working world
Hybrid, home and flexible working has become the norm for many employees. For employers these new ways of working introduce a whole new set of risks. This article explores how the insurance industry is adapting employers’ liability insurance to reflect the risks associated with new ways of working.
The benefits of transferring periodical payment orders to a life insurer
Start-up life insurer AUL Assurance is targeting general insurers, offering them an opportunity to reduce their exposure to PPO risks. This article explores the benefits of such transfers and why the recent ASHE inflation figures might make this option more attractive in the future.
Intelligence: Protect Duty legislation
Protect Duty legislation has been touted as a way to reduce the potential for catastrophic events from terrorist attacks at publicly accessible locations, and it is likely to affect public and employers’ liability policies. This article sheds light on the latest developments.
EPL explained - Employment practices liability insurance
In this video, ARAG's Head of Sales and Marketing, Andy Talbot, talks about developments in the employment practices liability (EPL) market and explains the essential differences between EPL and standard commercial legal expenses insurance.
Fixed recoverable costs in clinical negligence cases
Proposals to introduce fixed recoverable costs in lower value clinical negligence claims are intended to provide fairness for both claimants and defendants and reduce the cost of claims against the NHS for medical malpractice. In this video, ARAG’s Emma Wilson discusses the latest proposals.
Great uncertainty following the pandemic but silver-linings highlighted in clinical negligence roundtable
The impact that the pandemic has had on clinical negligence cases and after-the-event insurance was the subject of the latest in ARAG’s Talk with the Experts series. This blog provides a brief summary of ARAG’s recent roundtable discussion and some of the key points raised.