Pricing
219 whitepapers and resources
Pricing
A return of cash flow underwriting - is this common sense or a kamikaze approach?
Talk is growing of a return to cash flow underwriting. Popular in the 1980s and 1990s, this is when insurers underwrote unprofitably, but were covered by strong returns. This article highlights some concerns about why insurance could be heading for the ultimate race to the bottom.
All aboard: A smoother journey for commercial insurance onboarding
The ability to engage, assess, advise on risk and price accurately is vital in today’s commercial insurance market. Based on the results of a recent Commercial Insurance Risk Survey, this content highlights how insurers and brokers can create a smoother journey for onboarding commercial clients.
Unveiling the future of commercial insurance: Education, engagement and technology
How can brokers and insurers educate commercial customers about the risks they’re exposed to? In the second instalment of the research series by Insurance Post and CRIF, this content explores how education, engagement and technology converge to shape a resilient future for commercial insurance.
Unveiling the future of commercial insurance: Navigating risk, trusting data and empowering clients
Insurance Post, in partnership with CRIF, conducted a survey to explore the risks associated with the commercial insurance sector. This article delves into the evolving business risk landscape, the challenges faced during client onboarding, and how to comprehensively assess a client’s risks profile.
How the perils of limited or unreliable information can lead to underinsurance
In this article, Paul Mayer, valuations manager at Sedgwick highlights why brokers need to work with policyholders to push for better quality and more frequent surveys to combat underinsurance.
Unlocking the potential of commercial lines insurance part one: SME and motor
The landscape of commercial lines insurance has undergone significant changes in recent years, presenting both opportunities and challenges for insurers. This blog delves into the highly competitive world of commercial SME and motor insurance.
AI in insurance: Potential risks and benefits
As insurers strive to stay ahead of fraudsters, artificial intelligence is emerging as a formidable weapon. This content sheds light on the profound impact AI is having on the insurance industry, leveraging AI for accurate risk assessment and fraud detection, as well as AI risks for insurers.
Seven signs your customer engagements are producing unhappy policyholders
Insurers are tasked with the challenge of engaging effectively with customers as they journey through the policy lifecycle. This content sheds light on seven performance indicators that can often signal if an insurer’s customer engagement and communication strategy is working.
Infographic: Global consumer insurance insights 2023
The 2023 Global consumer insurance insights survey gathered in-depth feedback from over 2,000 insurance consumers across 13 countries, delving deep into their purchasing habits, and openness to new products and communication methods from insurers. This infographic highlights the key findings.
Exploring the impact of the ‘cost-of-living crisis’ on pet insurance sales and renewals
At a recent roundtable discussion hosted by Insurance Post, in collaboration with CRIF, an expert panel discussed the influence of the current cost-of-living crisis on pet insurance sales and renewals. This article provides a summary of the key discussion points.