Case Law – Public Liability and Municipal
16 whitepapers and resources
Case Law – Public Liability and Municipal
Closing the gap: Why UK clients need to think about environmental coverage
It has been 15 years since the Environmental Liability Directive came into force, yet many companies remain unware of the potential liabilities they face. This article highlights the limitations of general liability policies and the advantages of taking out specialist environmental liability cover.
Why contractors big and small should protect themselves from pollution risk
Insuring one’s business from a possible pollution condition at a job site is now seen as a business essential for all types and sizes of construction and environmental contractors. This article highlights examples of a pollution condition and the types of cover available for organisations.
Four simple steps to choosing public liability limits
Public and products liability (PL) insurance is an important part of doing business, with minimum levels commonly required. However, minimum limits of indemnity aren’t necessarily enough for customers’ actual needs. This guide highlights four steps brokers can take to correctly advise customers.
Product liability - food: Leaving a nasty taste
There are many toxic risks when it comes to food manufacture, with the recent Mars chocolate recall prompting businesses to assess their exposure. This article highlights the implications for both SMEs and large corporations affected by product recalls and the importance of obtaining adequate cover.
Expertise from A-Z - Casualty: All you need is patients
The casualty insurance area witnesses changes to legislation all the time, so insurers and brokers must be on top of their game when it comes to educating employers they work with. This article highlights changes in claims patterns and the problems posed by fraud and spurious claims.
In Series liability and collaboration: Collective conscience
Champions of compulsory public liability insurance say insurers have a moral obligation to redress claimants, while opponents say that forcing mandatory cover on businesses is not addressing the real problem. So who’s right? Download Post's article to find out more.
Human rights and the duty to investigate
Conflicting judgements have created uncertainty around police liability under the Human Rights Act. But, while it creates more certainty, the latest judgement from the Court of Appeal has done little to comfort police forces says Aon's public sector expert Bill Sulman.
Consultation on reform of the Riot (Damages) Act 1886 (RDA): ABI response
Approaching the third anniversary of the August 2011 riots, the ABI warns that Government proposals to change the Riot Damages Act would leave many firms and motorists facing financial hardship. This paper highlights the ABI's main concerns surrounding claims, and definitions of riot and liability.
The broker's update on LASPO
The Legal Aid, Sentencing and Punishment of Offenders (LASPO) Act was passed in May 2012 and took effect from 1 April 2013. For some, Part 2 of the Act - which deals with civil litigation and funding – has taken on a messianic significance. Designed for brokers, this guide examines the implications.
FOIL update June 2013: Extension of the portal to EL and PL claims – Are you ready?
With two months to go before the introduction of the new EL/PL portal process (and still no final protocols), lawyers, loss adjusters and insurers met around the table at Weightman’s London office at the end of May to consider how the new process will work for EL and PL claims.