Public and products liability (PL) insurance is an important part of doing business, with minimum levels commonly required. However, minimum limits of indemnity aren’t necessarily enough for customers’ actual needs. This guide highlights four steps brokers can take to correctly advise customers.
There are many toxic risks when it comes to food manufacture, with the recent Mars chocolate recall prompting businesses to assess their exposure. This article highlights the implications for both SMEs and large corporations affected by product recalls and the importance of obtaining adequate cover.
The casualty insurance area witnesses changes to legislation all the time, so insurers and brokers must be on top of their game when it comes to educating employers they work with. This article highlights changes in claims patterns and the problems posed by fraud and spurious claims.
Champions of compulsory public liability insurance say insurers have a moral obligation to redress claimants, while opponents say that forcing mandatory cover on businesses is not addressing the real problem. So who’s right? Download Post's article to find out more.
Conflicting judgements have created uncertainty around police liability under the Human Rights Act. But, while it creates more certainty, the latest judgement from the Court of Appeal has done little to comfort police forces says Aon's public sector expert Bill Sulman.
Approaching the third anniversary of the August 2011 riots, the ABI warns that Government proposals to change the Riot Damages Act would leave many firms and motorists facing financial hardship. This paper highlights the ABI's main concerns surrounding claims, and definitions of riot and liability.
The Legal Aid, Sentencing and Punishment of Offenders (LASPO) Act was passed in May 2012 and took effect from 1 April 2013. For some, Part 2 of the Act - which deals with civil litigation and funding – has taken on a messianic significance. Designed for brokers, this guide examines the implications.
With two months to go before the introduction of the new EL/PL portal process (and still no final protocols), lawyers, loss adjusters and insurers met around the table at Weightman’s London office at the end of May to consider how the new process will work for EL and PL claims.
The paper begins with a brief and general introduction to the topic of product liability, followed by analysis of local Chinese product liability laws and an overview of the PRC court system and court filing procedures. This paper also puts forward a précis of some of the cases handled in China.
Like any other new technology, social media brings enormous opportunities and benefits. Yet as the opportunity to tweet, message, share and “like” grows, so do the risks. This paper explores the relationship between social media, cyber security liability and insurers.