Liability
70 whitepapers and resources
Liability
Closing the gap: Why UK clients need to think about environmental coverage
It has been 15 years since the Environmental Liability Directive came into force, yet many companies remain unware of the potential liabilities they face. This article highlights the limitations of general liability policies and the advantages of taking out specialist environmental liability cover.
Constructive conversations: Professional liability considerations when insuring modular construction
From healthcare to hospitality, many industries are embracing modular and prefabricated construction methods to potentially save time, reduce scheduling delays and improve overall quality. This article looks at the possible professional liability risks and the need for the right insurance.
Data dystopia: What does the future hold for data privacy?
A 2017 study by the UK’s Information Commissioner’s Office found that only 20% of the UK public had trust and confidence in the companies storing their personal information. This article highlights the latest developments surrounding data privacy and some key considerations for cyber underwriters.
Infographic: The importance of financial loss cover for contract manufacturers
This infographic highlights the importance of financial loss cover for contract manufacturers. View this infographic to help your clients understand how important it is for them to be covered financially should something like a defect in their product be discovered.
Design professional insight: Top ten insurance myths
To help architects, engineers and other design professionals understand what professional liability insurance does and does not cover, AXA XL's Design Professional insurance team addresses some of the most common insurance coverage misconceptions.
Why contractors big and small should protect themselves from pollution risk
Insuring one’s business from a possible pollution condition at a job site is now seen as a business essential for all types and sizes of construction and environmental contractors. This article highlights examples of a pollution condition and the types of cover available for organisations.
Underground storage tanks: Low threat doesn't necessarily mean "no threat"
No question about it, leaking underground storage tanks (LUSTs) are a threat to the environment, particularly to groundwater. This article sheds light on the nature and scale of the risks posed by LUSTs, and the implications for property developers looking to re-develop closed LUST sites.
Roundtable: ADAS and the next step to driverless cars
A recent Post roundtable, in association with National Windscreens, explored liability around the recent introduction of ADAS and the costs for insurers, repairers, and customers in ensuring that this technology remains safe. This article provides a summary of the roundtable discussion.
Drones: Unmanned Aerial Systems in the drilling industry
Unmanned Aerial Systems (UAS) or “drones” are quickly changing the way construction companies operate, and offer solutions to complex construction and safety challenges. This article explores UAS applications for the drilling industry, risk management considerations and available insurance options.
Position paper on liability insurance and emerging technologies
This paper responds to EU discussions relating to emerging technologies and consequential liability insurance needs.