Underwriting
861 whitepapers and resources
Underwriting
Podcast: Stopping home insurance costs going through the roof
In this Insurance Post Podcast, specialists from Allianz, Aviva, LexisNexis Risk Solutions and Zurich discuss how home insurance risks are changing – and the importance of a well-maintained roof.
Webinar: Unlocking the small business opportunity
The SME insurance market is moving online and digital first. What’s the next move for insurers to stay competitive? Watch this webinar to find out how insurers can exceed SME customer expectations, personalise at scale and succeed in a crowded market.
Only 3% of underwriters reckon pricing tech is perfect
A staggering 97% of UK actuaries and underwriters see room for improvement in the pricing technology they use, according to research from hyperexponential. This article highlights some of the key findings from hyperexponential’s State of Pricing report.
Addressing financial stress and its implications for insurers
The increasing trend in underinsurance is already established. This article highlights what insurers need to do to address the needs of a growing number of non-standard consumers caused by the cost-of-living crisis.
Addressing the fire risk of rooftop solar panels
After an increase in fires involving solar photovoltaic systems, largely in residential installations, this article examines how insurers can manage the risks associated with roof-mounted systems.
Is it time to ditch lithium ion batteries?
This article considers if government legislation to make lithium ion batteries safer is too little too late for electric vehicle insurers and whether providers’ appetites for covering such cars will only return when manufacturers switch to safer alternative charging devices.
How insurers can navigate the threat of biased AI
This article outlines why insurers should take more care when handling customer data to train artificial intelligence pricing models.
Navigating the new reinsurance market
We’re seeing a transition in the reinsurance market, with significant implications for both insurers and reinsurers. The market is finally softening after several years of hardening conditions. This blog highlights four operational considerations for cedent insurers.
Ensuring essential insurance satisfies the consumer
After the FOS stated it expected to receive an uptick in complaints from consumers who opted for cheaper car premiums without realising the impact this would have on the level of cover, this article examines how the differences between standard and essential policies are communicated.
FCA is banging its head against a wall on fair value
Following yet another thematic review where the Financial Conduct Authority says firms are unable to show fair value, and are even breaching rules, this article considers how the regulator could tackle poor conduct and if a commission cap could be on the cards.