Insurance industry access to driver data: Business process questions

The Insurance Industry Access to Driver Database (IIADD) programme will give insurers access to accurate data from the DVLA on motoring entitlements, convictions and penalty points when providing quotes for insurance policies.

The initiative will work by drivers providing their driving licence number (DLN) when they apply for insurance. An automatic check will then be made to the DVLA database, bringing back accurate information on licences. Information provided will include convictions; points; conviction dates; disqualifications; type of licence held; length of time licence held; and entitlement to drive (i.e. manual/automatic, motorbike, HGV, etc).

The IIADD Programme is a joint initiative of the DVLA, the Department for Transport and the insurance industry represented by the ABI and the MIB. These organisations have been working together for four years to agree the scope of the service. Insurance brokers, comparison sites, and other industry bodies have also been involved in these discussions.

Aimed at insurers, brokers, software houses and comparison websites, this document answers some of the frequently asked questions about how the IIADD programme will work.