Position paper on liability insurance and emerging technologies

Insurance Europe welcomes the aims behind various EU initiatives outlined in the Commission's Digital Single Market Strategy, notably the Commission's European Data economy consultation or its evaluation of the Product Liability Directive. Digitalisation is key to enhancing the quality of products and services available to consumers and Insurance Europe fully supports the Commission's efforts to promote such innovation.

Digitalisation and, consequentially, new technological developments bring about new risks and raise new liability questions. A thorough understanding of these new risks, of the difficulty in assessing them and of the manner in which liability insurance covers them is a pre-requisite to any EU policy discussion.

This paper responds to EU discussions relating to emerging technologies and consequential liability insurance needs.