Six steps to choosing employers’ liability limits

Employers' liability (EL) insurance is compulsory for any business that employs staff (both temporary and permanent), subject to certain exemptions. While the statutory minimum is £5m, and today's policies tend to start at £10m, many customers will need a higher limit to adequately meet their needs.

Designed for brokers, this guide explains why you should be prompting all customers to review their EL limits and offers guidance on choosing an appropriate level of cover.

Topics covered:
• Rate change highlights need for review.
• Six points to consider when selecting a suitable level of cover.
• Options for increasing limits.