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Six-year low, but 76% of UK properties still underinsured
According to research conducted by rebuildcostassessment.com, 76% of UK buildings are underinsured and 20% are overinsured. This article provides a breakdown of the analysis by UK country and property type, whilst highlighting the widening gap between insurance levels and true rebuild costs.
Tackling flood risk: Expert insights to protect your future
In this podcast, Dr. Andrew Smith, COO & Co-Founder of Fathom, a climate risk intelligence firm recently acquired by Swiss Re, joins host Graham Gordon, Sapiens’ Director of Product Strategy, to discuss the challenge of flood risk and its broader impact on communities and economies.
Event insurance – how is the sector evolving to meet the changing risk landscape?
While the event sector has rebounded post-Covid, it still faces a host of challenges. This article examines how brokers can help organisers both manage and mitigate risks to soften the blow if they have to cancel or postpone a planned event due to factors out of their control.
Underinsurance: The silent threat to UK homeowners and how brokers can help combat it
Insurance brokers are well-positioned to collaborate with insurers to combat the underinsurance gap in the property market. This article explores a four-point plan for brokers as to how this can be achieved.
The tech winds of change: Insurance predictions for 2025
What’s in store for insurance and insurtech over the coming year? In this podcast, Sapiens’ Graham Gordon and Amanda Ingram kick off 2025 with their predictions for the year ahead. Topics covered include customer engagement, hyper-personalisation and AI strategies for insurers.
Underinsurance concerns mount as HNW clients cut cover
Ecclesiastical, surveyed 100 brokers finding 29% believe all HNW clients are underinsured, up by 4% on a similar poll one year ago. With a quarter of clients reducing cover during the past year, this article explores growing concerns about high-net-worth underinsurance.
Over half of businesses have no flood action plan
A survey by Previsco has revealed that 54% of public sector and private companies do not have an action plan in place to deal with the increased risk of flooding. This article explores the risks for businesses and the importance of a flood action plan.
Broker HNW clients less concerned about underinsurance than a year ago
A survey of 250 HNW individuals conducted by Ecclesiastical found that more than a third (35%) of wealthy individuals admit they can’t remember the last time they had their art and collections valued. This article explores how brokers can seize this opportunity to talk to their HNW customers.
How can the insurance industry bust ghost brokers for good?
With ghost broking a growing and persistent threat to the insurance industry, this article investigates whether technology is making the problem more prevalent – or easier for insurers to spot.
Blog: Are conflicting messages on risk controls and rates eroding trust in cyber expertise?
Is a failure to heed the cyber insurance lessons of the past undermining efforts to shore up its sustainable future? Ian Summerfield, head of cyber at Pen Underwriting, discusses whether conflicting messages on risk controls and rates are eroding trust in cyber expertise.