Pricing
268 whitepapers and resources
Pricing
Weathering the cost of living crisis through insurance
With the increased cost of living a constant fixture of today’s news cycle, concerns abound about a possible looming recession. This podcast explores how tailored insurance policies to guarantee financial security can provide long-term peace of mind for consumers of all income levels.
Webinar: Unlocking the small business opportunity
The SME insurance market is moving online and digital first. What’s the next move for insurers to stay competitive? Watch this webinar to find out how insurers can exceed SME customer expectations, personalise at scale and succeed in a crowded market.
Only 3% of underwriters reckon pricing tech is perfect
A staggering 97% of UK actuaries and underwriters see room for improvement in the pricing technology they use, according to research from hyperexponential. This article highlights some of the key findings from hyperexponential’s State of Pricing report.
Addressing financial stress and its implications for insurers
The increasing trend in underinsurance is already established. This article highlights what insurers need to do to address the needs of a growing number of non-standard consumers caused by the cost-of-living crisis.
How insurers can navigate the threat of biased AI
This article outlines why insurers should take more care when handling customer data to train artificial intelligence pricing models.
Navigating the new reinsurance market
We’re seeing a transition in the reinsurance market, with significant implications for both insurers and reinsurers. The market is finally softening after several years of hardening conditions. This blog highlights four operational considerations for cedent insurers.
Ensuring essential insurance satisfies the consumer
After the FOS stated it expected to receive an uptick in complaints from consumers who opted for cheaper car premiums without realising the impact this would have on the level of cover, this article examines how the differences between standard and essential policies are communicated.
FCA is banging its head against a wall on fair value
Following yet another thematic review where the Financial Conduct Authority says firms are unable to show fair value, and are even breaching rules, this article considers how the regulator could tackle poor conduct and if a commission cap could be on the cards.
Why are HNW MGAs dropping like flies?
After numerous MGAs operating in the high-net-worth space have either been sold or gone into run-off over the last few years, this article explores what it takes to survive in this space.
Five ways to simplify commercial lines
The commercial lines insurance industry stands at a pivotal crossroads, where unprecedented challenges meet boundless opportunities for innovation. This guide explores five key challenges facing the market and how commercial lines insurers can tackle them head on.