Underwriting
865 whitepapers and resources
Underwriting
Are new data sources *sparking joy* for underwriting and claims?
Is new data positively impacting insurers and sparking joy? Or are these just more data points destined to be thrown out in the end? This article looks at the impact of new data sources and the implications for claims and underwriting.
Promoting financial security and resilience in a fragile land
This article looks at the development of a novel parametric insurance programme for smallholder farmers in Nicaragua which helps protect over 6,000 coffee and grain farmers, and how the programme minimises basis risk in the country.
Why are insurers ignoring data for escape of water claims?
According to the property insurance research compiled by Post and Verisk, three out of four insurers in the UK have seen increases in the frequency and cost of escape of water claims in the past two years. This short article outlines the factors behind the rising tide in escape of water claims.
Aviva Mid-Market: Our proposition
Aviva Mid-Market is designed to meet the needs of UK-domiciled businesses with annual turnovers between £5m–£100m, GWP spend over £15,000, or with complex insurance needs. Designed for brokers, this guide provides information on Aviva’s Mid-Market proposition.
Property insurance: Ordering data in
Property insurers continue to hang their success on the quality and use of data. In this article, Edward Murray looks at the benefits of using external data providers and why some peril risks have proven more popular in terms of being profiled at a more granular level than others.
Transforming property inspections for a leading P&C insurer
The property and casualty insurance industry is ripe for digital interventions across the entire lifecycle - sometimes in unexpected areas. This case study focuses on how a leading U.S. P&C insurer collaborated with EXL to transform its antiquated inspection process.
Driving when tired
According to statistics from RoSPA, driver fatigue is likely to be a contributory factor in one in five road traffic accidents and up to a quarter of fatal and serious accidents. This article sheds light on the risks associated with driving when tired and employers’ responsibilities.
Mind the gap: Using external data to reduce pricing disparity in property underwriting
To uncover the key challenges faced by property underwriters and the tools being used to manage property risks, Post in association with Verisk recently surveyed 73 front-line specialists. This report sheds light on how successful insurers are using external data to support property underwriting.
White lies and misbehaviour: Why consumers mislead motor insurance providers
To understand motor insurance consumers’ attitudes towards misleading insurers, and to find out which groups of consumers are most likely to try to do this, LexisNexis Risk Solutions commissioned a survey of 1,500 UK consumers. This whitepaper provides analysis of the research findings.
Spotlight - Travel insurance: Making sure winter sports cover doesn't go downhill
This travel insurance in-depth focuses on the different covers available and how insurers can make sure winter sports enthusiasts have sufficient cover in place for the activities they are taking part in.