Employers’ liability insurance is compulsory for any business that employs staff. Great care should be taken when choosing limits of indemnity, especially following changes to personal injury law. This guide highlights six steps for helping customers determine an appropriate limit of indemnity.
Public and products liability (PL) insurance is an important part of doing business, with minimum levels commonly required. However, minimum limits of indemnity aren’t necessarily enough for customers’ actual needs. This guide highlights four steps brokers can take to correctly advise customers.
FOIL's Digest provides an overview of the latest legal issues impacting the insurance industry. Topics covered: Brexit; Civil Liability Bill affecting whiplash claims; GDPR; driverless cars; motor case-law round-up.
The EU’s Insurance Distribution Directive is designed to make it easier for firms to trade cross-border, create a level playing field and strengthen policyholder protection. This article provides an overview of the IDD and the implications for parties involved in the insurance distribution chain.
In this this video, Karen Archer, MD of ARAG's independent legal advice partner Law Express, provides information on how to use the legal advice helpline available to all ARAG customers in the UK.
Following the announcement of the MoJ to reduce the personal injury discount rate to -0.75%, the MoJ and the Scottish Government sought views on how the discount rate should be set in future. This article provides a summary of the ABI’s response to the personal injury discount rate consultation.
ARAG's bi-annual news bulletin covers the latest developments impacting the legal expenses insurance field. Inside this issue: Tribunal Review – fees are here to stay; what whiplash proposals mean for LEI; what’s next in ATE; consultation on fixed costs in clinical negligence claims.
Based on interviews with private practice lawyers and in-house counsel, this paper sheds light on how clients are innovating and how their demand for legal services is changing. The paper also highlights how law firms are responding to these demands in terms of managing new risks and opportunities.
This report, produced by Travelers and The Lawyer, examines how UK law firms are innovating and what the challenges and obstacles to this are. The findings are based on a survey of over 150 UK law firms, ranging from the magic circle to sole practitioners.
From 1 April 2018 it will become unlawful to let properties in England and Wales that fall below a new ‘Minimum Energy Efficiency Standard' (MEES). This article explores the details of the upcoming energy efficiency rules and how you can help your customers remain compliant.