Underwriting
727 whitepapers and resources
Underwriting
Case study: Centralising reinsurance programs for greater efficiency, simplicity & ownership
Sapiens ReinsurancePro automates the underwriting and administration of reinsurance, including treaty and facultative, ceded, assumed, and retroceded reinsurance. This case study highlights how a specialty insurer leveraged Sapiens ReinsurancePro to consolidate and streamline its processes.
The future of rating is in the cloud
The next step in the evolution of rating is Guidewire's new collaborative and centralised Rating Workbench. Watch this video to learn about the future of rating on Guidewire Cloud and the value it can bring to insurance companies.
Fears rise over flood affordability for all UK homes
The Bank of England has warned in its latest Stress Test that if no additional action is taken on climate change, then insurance could become unaffordable to some UK homes when Flood Re ends in 2039. This article investigates.
Reinsurance in EMEA - Where does it need to modernise?
The majority of insurers have come to rely on reinsurance as a tool to help grow their businesses, contribute to their overall capacity and protect their balance sheets against unforeseen events. This blog looks at the regional challenges insurers face when looking to reinsure some of their risk.
Webinar: How can insurance providers unlock the power of ‘smart data’?
Smart data management has never been more important as insurers strive to communicate the value of cover to retain policyholders and write profitable business. In this webinar, an expert panel discuss how insurers can unleash the power of ‘smart data’ to achieve a granular view of customer risk.
Stemming a rising tide: How insurers can close the flood protection gap
The role of insurers in closing the flood protection gap can be a crucial one, and the time to act is now. This report focuses on the state of global flood risk and highlights how insurers are well-positioned to promote a broad resilience mindset focused on pre-emptive mitigation and rapid recovery.
Get more accurate wildfire risk and fire protection scores
Comprising more than 1,400 property and casualty risk factors for any U.S. address, HazardHub is the most comprehensive P&C risk data set ever created by Guidewire. Read this blog to find out how HazardHub in Flaine helps underwriters and actuaries manage wildfire and property risks.
Underwriting risk detection at critical decision points
The speed of digital insurance experience comes at a price: Almost 70% of insurers agree that increased digital activity leads to increased fraud. This blog highlights how underwriting teams can improve risk detection at point of quote, while a policy is in force and during renewals.
The benefits of transferring periodical payment orders to a life insurer
Start-up life insurer AUL Assurance is targeting general insurers, offering them an opportunity to reduce their exposure to PPO risks. This article explores the benefits of such transfers and why the recent ASHE inflation figures might make this option more attractive in the future.
Embedded insurance: Building customer-centric insurance distribution using APIs
By embedding insurance into customers’ everyday transactions, it’s possible to make insurance products more visible whilst streamlining the purchasing process. This content highlights the opportunities for insurers to collaborate with an ecosystem of partners to gain access to new customer segments.