European Regulation and Standards
115 whitepapers and resources
European Regulation and Standards
International cross-border controls
As the British public are poised to vote on Brexit, the European Commission is considering moving cross-border barriers for insurance sales, with digital innovation a potential key driver. Download Post's article to find out more.
Indirect taxation on insurance contracts in Europe
This publication assesses indirect taxation on insurance contracts in Europe, with a full survey of rules, tariffs and regulations in European markets. It provides an overview of the taxes applicable to insurance premiums, as well as the various declaration and payment procedures in most states.
EU regulation: Draft rules affecting insurance-based investment products
Insurance Europe has published a two page insight briefing paper on why the draft packaged retail and insurance-based investment products regulatory technical standards contain significant design faults, which - if not corrected - will result in consumers being misled.
FOIL Digest April 2016
FOIL's digest provides an overview of the latest legal issues impacting the insurance industry. Topics covered: insurance fraud and bribery; EU VAT Directive for claims handling services; legislation updates; latest Court of Appeal cases; MedCo; Brexit.
FOIL Update - Brexit: The issues for insurers and their lawyers
Reading the press at the moment you’ll see that the outcome of the Brexit vote is predicted to affect everything from premiership football teams to the safety of pharmaceuticals. This article looks at the key issues from an insurance industry perspective.
The benefits of open reinsurance markets
Produced by Insurance Europe's Reinsurance Advisory Board, this paper focuses on the benefits of open reinsurance markets.
Internal models: A reinsurance perspective
Published by Insurance Europe's Reinsurance Advisory Board, this report focuses on the use of internal models by reinsurers. Topics covered: history and experience of internal model use by reinsurers; benefits of using internal models for prudential purposes; the future for internal model use.
Summary of market access issues for European insurers and reinsurers
This paper highlights the key regulatory and market access issues that EU (re)insurance companies encounter in the United States, Brazil, Ecuador, India, Indonesia, China, Argentina and Russia. The paper highlights how existing trading relationships could be enhanced by the removal of barriers.
European General Data Protection Regulation: A cyber game changer
On the cards for the longest time, the European General Data Protection Regulation has finally obtained member state approval and the clock has officially started counting down to its 2018 implementation. This article briefly outlines new responsibilities that insurers must prepare for.
International: Telematics and the Gender Directive
The Gender Directive put a brake on underwriting purely on the basis of gender. So has it encouraged the development of telematics, which helps insurers price in a way that does not differentiate rates between males and females? Post's article investigates.