FOIL is THE representative voice of the defendant insurance lawyer community which advances a reforming agenda for a more transparent and proportionate claims environment benefiting claimants and insurers alike.
FOIL’s members are involved in all areas of insurance and comprise lawyers acting predominantly or exclusively for insurance clients (except legal expenses insurers) either practising with law firms, or as barristers or as in-house lawyers for insurers or self-insurers.
In 2017 FOIL celebrated its 25th Anniversary. The organisation is led by practising lawyers, with a revolving one-year presidency. It has a permanent Chief Executive, drawn from a non-legal insurance industry background, who leads a small expert management team responsible for driving forward long-term strategy, maintaining the timely flow of essential information to members and handling all administration. To find out more, please visit: https://www.foil.org.uk
From Saturday 29th January, the Highway Code is updated to introduce a hierarchy of road users and seven other categories of changes. This FOIL Update provides a summary of the changes.
As the Civil Liability Bill proceeded through parliament during 2018, its two separate parts appeared to be aimed at completely different parts of the personal injury claims sector. This content highlights the effect of the Civil Liability Act on higher value claims.
‘Silent cyber’ or ‘non-affirmative cyber’ refers to the potential cyber exposures in non-stand-alone cyber policies, which may not be implicitly or explicitly included or excluded on policy wordings. This content provides a summary of a recent discussion hosted by the FOIL Technology & Cyber SFT.
This article looks a little deeper into the announcement in February 2021 by the Transport Secretary of the government’s “plan to scrap EU law, ensuring British drivers avoid £50 a year insurance hike” and discusses what this might mean in practice.
A working party set up between APIL and FOIL has agreed a revised set of best practices that it is recommended their members consider and adopt where possible. Download this content to find out more.
This position paper focuses on FOIL's proposals for civil litigation reform that reflect the lessons learned during the Covid crisis.
The whiplash reforms are to be further delayed until May 2021. This FOIL Update briefly outlines the latest developments.
This FOIL Update focuses on the Supreme Court ruling that dismissed appeals against a High Court judgment on insurers paying out in Covid-related disruption on business interruption insurance policies.
This content provides a summary of FOIL’s roundtable discussion which focused on escape of water damage claims. Topics covered include the rising cost of claims arising from the escape of water in domestic properties and what steps can be taken to mitigate the damage when a leak occurs.
This FOIL Update covers two related articles which look at the current position with cross-border claims from 11.00 p.m. on 31 December and EU proposals for a reformed Motor Insurance Directive.