Regulation
299 whitepapers and resources
Regulation
Has the FCA’s new appointed representatives regime agenda hurt the sector?
The Financial Conduct Authority’s new regime for appointed representatives came into force in December 2022. It puts a fresh burden on those working in the AR sector. What has the impact been? Read this article to find out more.
Blog: Three event insurance trends not to be ignored in 2024
From civil commotion to climate change and changes in the duty of protection, event organisers and their brokers have a lot to consider when placing insurance this year. In this blog, Rob Carslake, head of event insurance, Hiscox UK, offers some guidance to those planning ahead in 2024.
Generative AI in insurance: From ‘wild west’, to responsible adoption
How should generative AI be understood, anticipated and managed in the insurance sector? This content sheds light on the vast potential for Gen AI in the insurance market, and how the industry can leverage the benefits within the tacit boundaries of ethics and responsibility.
Could regulators stymie the growth of the fronter market in the UK?
Brokers and managing general agents are desperate for capacity, especially for more volatile commercial risks and to cover parts of the personal lines market. This article focuses on the fronter market in the UK and the regulatory landscape.
In depth: Could legal expenses have a role to play as the landlord pressure cooker reaches boiling point?
Specialist legal expenses cover has the potential to turn down the heat as those renting out property face challenges on all fronts, including from the Renters (Reform) Bill. Read this article to find out more.
Who is responsible for ending the insurance poverty premium?
Social Market Foundation research shows insurance is increasingly unaffordable for those on low incomes. This article examines who is responsible for preventing a “poverty premium” being charged.
Open insurance: A reality or a pipe dream?
This blog considers how prepared the insurance industry is for introducing the concept of open insurance.
A return of cash flow underwriting - is this common sense or a kamikaze approach?
Talk is growing of a return to cash flow underwriting. Popular in the 1980s and 1990s, this is when insurers underwrote unprofitably, but were covered by strong returns. This article highlights some concerns about why insurance could be heading for the ultimate race to the bottom.
View from the top: Money and Mental Health Institute’s Conor D’Arcy on how to help customers with mental health problems
In this article, Conor D’Arcy, head of research and policy at the charity founded by Martin Lewis, explains what general insurers must do to make the industry accessible for customers with mental health problems.
All aboard: A smoother journey for commercial insurance onboarding
The ability to engage, assess, advise on risk and price accurately is vital in today’s commercial insurance market. Based on the results of a recent Commercial Insurance Risk Survey, this content highlights how insurers and brokers can create a smoother journey for onboarding commercial clients.