Risk Management
827 whitepapers and resources
Risk Management
Small changes could make a big difference with business interruption insurance
Insurers, adjusters and policyholders often grapple with the nuances of business interruption policy terms, leading to disparities in claims outcomes and a general atmosphere of uncertainty. This article explores how uncertainty around BI cover might be dispelled.
Podcast: Equipment breakdown - cold weather boiler failure
In this podcast, HSB’s Alan Cain, Clare Murphy, and Rebecca Brannan discuss how to avoid commercial boiler failure during cold weather, the potential impact on organisations following a failure, the benefits of equipment breakdown insurance, and top tips for insurance brokers/agents.
Is bancassurance poised to lead the SME commercial insurance market?
Bancassurance – where banks partner with insurance providers to offer insurance products – has long been a staple of personal lines insurance. This raises an important question: could this model be the next big disruptor in the SME commercial insurance market? Read this blog to find out more.
Body cameras improve claims dispute times and pricing
Last year AXA started to provide body cameras free of charge to contractors in a move it claimed would enable broker clients to highlight best practice to its underwriters. This article looks at how body cameras can help decrease the length of claims disputes involving brokers.
Brokers: Do your customers overlook key equipment exposures?
For businesses, high-tech equipment can be more susceptible to damage and can also be difficult to repair quickly. This blog outlines how brokers can highlight the relevance of equipment breakdown insurance to ensure their clients have peace of mind today and in the future.
The hidden risk of underinsurance for SMEs
Underinsurance is a silent, yet costly risk for UK small businesses, with an estimated 80% of SMEs underinsured. This blog highlights the pitfalls of underinsurance for SMEs and five ways insurers can help SMEs to safeguard their businesses by ensuring they have relevant insurance cover in place.
SME insurance in transition: Adapting to a digital-first world
The SME commercial insurance market is at a tipping point, driven by rapid digital adoption, evolving customer demands, and the ongoing challenge of underinsurance. This whitepaper sheds light on the changing dynamics and how insurers can meet the needs of a fast-moving, digital savvy SME sector.
Revolutionising insurance: The imperative of data-driven decisions in a dynamic market
In today's rapidly evolving insurance landscape, the strategic adoption of data-driven decisions is imperative. This whitepaper explores how insurers can unlock the power of advanced analytics to mitigate risks, streamline operations and enhance customer satisfaction.
Top five problems SMEs face when getting insurance and how insurtech can help solve them
The complexity and variety of insurance products can be overwhelming for price sensitive SMEs, leading to confusion and the potential for underinsurance. This content highlights five problems SMEs face when purchasing insurance and how insurtech can help to solve each specific challenge.
Six-year low, but 76% of UK properties still underinsured
According to research conducted by rebuildcostassessment.com, 76% of UK buildings are underinsured and 20% are overinsured. This article provides a breakdown of the analysis by UK country and property type, whilst highlighting the widening gap between insurance levels and true rebuild costs.