Underwriting
724 whitepapers and resources
Underwriting
Deep, rich and meaningful – Insurers see data and analytics transforming their business
LexisNexis Risk Solutions released a comprehensive study on how digitisation is affecting the UK insurance market today. Based on the research, this whitepaper examines differing attitudes between personal lines motor and home insurers towards data enrichment.
How can valuations help to avoid underinsurance?
Underinsurance is a common and persistent problem for the insurance industry, with incorrect or out-of-date valuations being a common cause. This article highlights the importance of valuation services and explores how valuations can add value to businesses.
Family cyber cover: Keeping policyholders safe in a connected digital world
Technology has reshaped the threat landscape for households. This whitepaper sheds light on why cyber protection is critical to help families offset the costs of cyber crime, three key issues that cyber cover must address and the essential components of a good product mix.
Hurricane Andrew @ 25: Insuring more resilient property
Even today, 25 years later, Hurricane Andrew ranks as the fourth most expensive hurricane in US history. This article looks back at the widespread destruction caused by Hurricane Andrew, what lessons have been learnt and how risk modeling, loss prevention and construction methods have evolved.
The future of fuel and the implications for insurance
Great strides have been made in the last decade to reduce the amount of harmful greenhouse gases our vehicles expel into Earth’s atmosphere. This report studies what the future of fuel might look like and the implications for insurance.
How underwriters calculate flood risk
Given the bearing that flood risk calculations have on premiums, it is important that customers understand the various factors that influence these calculations. This article looks at the various assessments underwriters make when calculating flood risk.
Construction - Part 1: Market outlook and issues
The construction sector is predicted to enjoy a period of sustained growth until at least 2020. This, the first in our two part whitepaper series on construction, assesses the market outlook and issues for the sector from skills shortages and Brexit, to changes in construction technology.
Insuring against disasters - Florida's forgotten risk
When the last significant hurricane hit Florida, damage to pool screen enclosures accounted for 25% - 40% of the insurance losses. In this article, Wade Stier, Vice President and Underwriter of U.S. Property Treaty Reinsurance at XL Catlin, looks at this significant risk for insurers and reinsurers.
Upfront property loss prevention strategies save money and time later
With fire protection systems becoming more complex in design, it is important that plan reviews of complex engineering projects be conducted by Property Loss Prevention Specialists prior to the commencement of any installation.
Redeveloping the urban core
With a preference for urban core working and living, America’s millennial demographic is causing us to rethink how we live and work. This article looks at the challenges associated with redeveloping brownfield sites into liveable, workable spaces and the role insurers can play in covering exposures.