Head to head: Commercial rates

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Are increases in commercial rates necessary? In this article, Caroline Pritchard, head of customer, distribution and marketing, Zurich Global Corporate argues her case in favour of commercial rate rises, whilst Airmic's chief executive, John Hurrell, highlights his case against rates increasing.

Topics covered:

- Risk management developments.

- Coverage, policy wordings and exclusions.

- Underlying exposures.

- Overcapacity.

- Emerging risks.

- Claims volumes.