December 2012's European Union Gender Directive brought about some of the most significant changes to the motor insurance industry in recent years. It put the brakes on gender being used to rate risk, with the impact on young women's fender‑bender premiums being to bump them up - a development that saw the opposite outcome for men, whose premiums generally dropped.
Just over 12 months after its implementation, has the Gender Directive impacted the industry as strongly as expected? And what has it meant for the progress of telematics?
Post's article investigates.