On 5th November 2012, VRS Vericlaim's Neil Baldwin and Zurich's Paul Redington delivered a thought provoking lecture on the 2011 riots. The lecture highlighted the problems in applying the Riot (Damages) Act 1886 and the definition of "Riot" in practice. Coverage issues such as 72 hour clauses, denial of access and business interruption were also considered.
The lecture was unable to provide solutions to all of the problems that might be faced by Adjusters when dealing with riot claims but it did highlight the key issues that need to be considered. It also provided an insight into the response of the Police Authority and common areas of discrepancy.