We are living through a period of significant and profound change. Global economic and demographic forces are reshaping geopolitics, the distribution of wealth and the future prospects of billions of people.
A digital revolution of mind-boggling speed and significance is connecting our entire world in the course of a generation, constantly shifting the parameters within which we live and work, and re-framing the power balance between information-rich consumers and the providers of their services.
This paper analyses how the insurance industry has responded to the changing environment and how insurers can play a more proactive and engaged role in public policy than the sector has traditionally felt comfortable with. In greater detail, it looks at the future issues in relation to the economy, the affordability & availability of insurance products, paying for life after work and changing patterns of regulation.