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A brief guide to long term care insurance: choosing the right option for you

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  • ABI

If you don’t qualify for state support, the insurance industry offers a range of financial products and solutions to help you fund your long term care needs.2 It is difficult to assess how long you will need care for and therefore difficult to understand how much money will be needed. The national average stay in a residential care home is two years but research has shown that people who self-fund can live an average of four years in a care home. One in ten residents live over 8 years in care.