Underwriting
727 whitepapers and resources
Underwriting
Best of both: Bundling parametric with indemnity insurance
Parametric insurance is often bought as a complement to indemnity insurance, but hybrid products combining parametric and indemnity insurance in the same policy launched in 2022. This article highlights four ways in which parametric insurance can be structured as a complement to indemnity insurance.
Risk detection made better for underwriters
How can underwriters become empowered to make better decisions faster? Built on the Shift Insurance Decisioning Platform, the Underwriting Risk Detection product is powered by AI to help underwriters mitigate fraud, optimise pricing, and spot policy risk trends.
AI and digital transformation in insurance - considerations for P&C insurers
Insurers are concerned that their rivals will overtake them in the technological arms race – but they’re also concerned that bad actors will exploit new technology. This content focuses on how P&C insurers can navigate the opportunities and challenges presented by AI and digital transformation.
Motor insurance: Navigate smooth passage for customers
With the motor market experiencing tough terrain, this article explains why the insurance industry must do everything in its power to support clients and businesses.
Busting ghost brokers with underwriting risk detection
Ghost brokers prey on individuals who seek low-cost insurance, who are familiar with the internet - but may be unfamiliar with how insurance works overall. This content explores the emergence of ghost brokers and how AI makes it much easier for insurers to detect ghost brokers and mitigate damage.
Case study: Underwriting modernisation for business agility
A Fortune 100 multi-line insurance carrier needed to simplify its legacy infrastructure and enable the reuse of business logic across the organisation. This case study focuses on how the carrier leveraged Sapiens Decision to roll out new user experiences for its customers and agents quickly.
Integrating ESG into portfolio management and underwriting workflows: The state of the market
ESG factors and scores offer insurers new insights into risk and decision-making, but they also bring new data integration challenges. This whitepaper focuses on the insurance industry’s journey to implement ESG scores into portfolio management and underwriting workflows.
The past, present and future of AI in insurance
How can insurance companies apply artificial intelligence to processes currently dominated by human intervention? This white paper sheds light on how AI can be applied to benefit many different parts of the insurance business beyond claims and fraud.
How artificial intelligence is solving the challenges of premium leakage
New interest is gathering for technology to detect premium leakage and fraud at the point of underwriting. This report focuses on how artificial intelligence is helping insurers to solve the challenges of premium leakage.
Does 'automated underwriting' hold the key to life insurance success?
Two drivers for life insurers to implement digital are to improve customer satisfaction to meet customers’ digital expectations and reduce the time it takes to underwrite business. This content highlights how life insurers can leverage automated underwriting to achieve better digital outcomes.