Underwriting
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Underwriting
Who is responsible for ending the insurance poverty premium?
Social Market Foundation research shows insurance is increasingly unaffordable for those on low incomes. This article examines who is responsible for preventing a “poverty premium” being charged.
Insurers embrace AI to help reduce costs, improve efficiency, and speed up claims
AI is transforming the insurance industry. In this final part of Insurance Post’s and PayPal’s three part series, this article explores how AI could play a role in improving security in the insurance sector and help alleviate the economic pressure underinsurance brings.
Navigating the cost-of-living crisis: Embracing choice
In this second edition of Insurance Post’s and PayPal’s three-part series, this article delves into the transformative power of offering diverse payment options for insurance, shedding light on how this approach can significantly ease financial pressures for individuals.
Building loyalty in times of crisis: How insurers can foster long-term customer relationships
As the cost-of-living crisis persists, customers reduce insurance coverage, yet premiums are rising. In the inaugural segment of this three-part series, Insurance Post and PayPal collaborate to examine how insurers can retain customers by offering cost-effective products that cater to their needs.
What are the most stolen cars in the UK so far in 2023?
Car theft in the UK remains a problem, and some specific vehicles are targeted more by criminals than others. This blog runs through the most stolen cars in the UK in 2023.
A return of cash flow underwriting - is this common sense or a kamikaze approach?
Talk is growing of a return to cash flow underwriting. Popular in the 1980s and 1990s, this is when insurers underwrote unprofitably, but were covered by strong returns. This article highlights some concerns about why insurance could be heading for the ultimate race to the bottom.
Driverless vehicles and the future of motor insurance
This article investigates why the rollout of self-driving cars is stuck in the slow lane and what insurers are doing to help autonomous vehicles take to the road by 2025.
View from the top: Money and Mental Health Institute’s Conor D’Arcy on how to help customers with mental health problems
In this article, Conor D’Arcy, head of research and policy at the charity founded by Martin Lewis, explains what general insurers must do to make the industry accessible for customers with mental health problems.
What do thieves do with stolen cars?
Stealing cars can be a lucrative opportunity for criminals. In most cases, these types of crimes are highly organised and complex. But what do thieves do with stolen cars? And why do vehicle thefts rise year after year in the UK? This blog reveals the tactics used by criminals.
Classic car insurance: How brokers can enhance client relationships
Despite current economic fluctuations and global uncertainties, the classic car market in the UK remains remarkably resilient, and enthusiasts continue to invest in their passion. This article highlights how staying up to date with car culture can help savvy brokers to enhance client relationships.