CII White Papers

The FSA has published its Retail Conduct Risk Outlook for 2012. The RCRO sets out the FSA’s assessment of the 15 most significant retail conduct risks for the coming 18 months. This CII briefing covers: changes impacting life insurers; Solvency II; price competition and low investment returns. VIEW SUMMARY

Rising fuel prices and the spectre of a "peak oil scenario" in the foreseeable future mean investing in renewable energy isn't just a matter of curbing CO2 emissions. This paper provides a unique insurer perspective on renewable energy development and outlines the work the industry is undertaking. VIEW SUMMARY

This briefing sets out the Chartered Insurance Institute's position on the Financial Services Bill in advance of its Second Reading on 6 February 2012. It makes a number of key points on the proposed legislation around future conduct of business regulation. VIEW SUMMARY

A skills system that fulfils the needs of employers and individuals is vital to the competitiveness of the UK economy. This framework that seeks to raise skills and professional standards is an illustration of the vision of employer ownership of the skills system that is set out in this Thinkpiece. VIEW SUMMARY

Whilst ‘future gazing’ doesn’t always lead to accurate predictions, it is an important exercise for the insurance industry to undertake as understanding and assessing potential risks is at the heart of what we do. This publication is the first in a year-long series of reports about future risks. VIEW SUMMARY

Encouraging, developing and retaining the right talent are important elements in the success of any industry. This study provides a significant insight into the attitudes of those in insurance and financial services towards skill levels, the UK education system and engaging with potential recruits. VIEW SUMMARY

In this article, Anthony Hurndall describes what the Centre for Justice has been doing to offer the public an alternative model to the Jackson approach. This proposed alternative avoids the aggressive adversarial approach of litigation whilst actually bringing about results. VIEW SUMMARY

The Eurozone crisis has created a traumatic backdrop for EU relations, especially financial regulation. This eight page report assesses the possible implications of: MiFID-2; the Insurance Mediation Directive; the European Court ruling on gender and insurance pricing; and EIOPA consumer protection. VIEW SUMMARY

Insurance companies face tough challenges, but there are opportunities for the UK insurance sector to build on its world leading strengths. In this Thinkpiece, Mark Hoban, the Financial Secretary to the Treasury has offered the Government’s views on domestic and international insurance regulation. VIEW SUMMARY

Global insurance premiums grew by 2.7% in inflation-adjusted terms in 2010 to $4.3 trillion. The return to growth and record premiums generated during the year followed two years of decline. This report covers insurers' market shares and assesses statistical trends by region and business line. VIEW SUMMARY