European Regulation

74 whitepapers and resources

European Regulation

FOIL Update on Brexit after the referendum

The political ramifications of the Brexit vote still have a long way to run, and the commercial and financial consequences will not be known for some time. But what happens now? FOIL’s Update highlights the insurance industry’s initial response and the UK’s position following the referendum vote.

Lloyd’s cyber-attack strategy

This paper focuses on insurance losses arising from malicious electronic acts, referred to throughout as “cyber-attack”. The paper sheds light on the growing frequency and severity of attacks, Lloyd’s cyber-attack strategy and next steps – including the development of cyber-attack scenarios.

Indirect taxation on insurance contracts in Europe

This publication assesses indirect taxation on insurance contracts in Europe, with a full survey of rules, tariffs and regulations in European markets. It provides an overview of the taxes applicable to insurance premiums, as well as the various declaration and payment procedures in most states.

FOIL Digest April 2016

FOIL's digest provides an overview of the latest legal issues impacting the insurance industry. Topics covered: insurance fraud and bribery; EU VAT Directive for claims handling services; legislation updates; latest Court of Appeal cases; MedCo; Brexit.

Internal models: A reinsurance perspective

Published by Insurance Europe's Reinsurance Advisory Board, this report focuses on the use of internal models by reinsurers. Topics covered: history and experience of internal model use by reinsurers; benefits of using internal models for prudential purposes; the future for internal model use.