Risk Management
763 whitepapers and resources
Risk Management
The future of technology infrastructure in a rapidly evolving market
The pandemic has certainly reminded us all of the need to prepare for the unexpected and that not all risks can be assessed based on historical data. This blog focuses on the factors impacting the changing risk landscape and how technology infrastructure is reshaping the insurance industry.
Ransomware: Addressing the challenge to cyber insurance
Cyber insurance loss ratios have been rising, jumping 10 percent in the past year alone with ransomware the main culprit. This blog outlines how cyber insurers can address the challenges posed by ransomware in order to maintain profitability and achieve reasonable loss ratios.
Homing in on property risks through building characteristics and claims
As the use of perils data has become ‘the norm’, risk analysis in home insurance needs to move on to the next level. This blog highlights how data attributes based on property characteristics, and more granular details of past claims could provide the answer for home insurance providers.
Infographic: How digital brokers provide better advice
Digital brokers are emerging as proactive risk advisors, using technology to support the risk management advice that they provide to their customers. This infographic highlights how digital brokers can leverage technology to showcase their expertise as trusted client advisors.
Closing the gap between the perceptions and reality of home insurance claims
When it comes to filing home insurance claims, consumer perceptions around premiums and claims experiences can impact renewals and even customer honesty. Based on a recent study of over 3,000 homeowners and renters, this content reveals the factors that impact fraud risk.
Understanding the benefits of surety bonds
Economic uncertainty increases the risk that business partners cannot meet obligations or complete contracts. This article highlights why more companies are turning to insurance company-backed bonds and guarantees as a method of enhancing their overall credit facilities and managing their liquidity.
Spotlight: Surety bonds - The evolving energy sector
Surety bonds can offer companies across various industries a method of managing their liquidity challenges. This spotlight looks at the rapidly changing energy sector and how surety guarantees are a potential solution for managing risks if companies are unable to meet contractual obligations.
Transform insurance operations with Red Hat Process Automation
Insurers are continually seeking to modernise legacy processes and improve overall policyholder experience. This content focuses on how Red Hat Process Automation helps insurers capture business logic and develop applications that automate business processes and decisions.
Shock to the system: How Covid-19 may have changed insurance forever
For the insurance industry, and for all of us, Covid-19 has proven that new risks are emerging. This blog highlights why Covid-19 may have changed insurance forever and why insurers need to demonstrate now, more than ever, that they are here to protect us.
Your SME playbook
Pre-crisis data won’t be sufficient for evaluating your SME clients. Produced by CRIF Decision Solutions, this content focuses on how insurers and brokers can leverage the latest risk evaluation intelligence to gauge SME risks quickly and price cover in a more uncertain post-Covid environment.